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Swindell & Associates P.C.
Legal, Amarillo, TX (806) 576-4271
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Address 910 W 7th Ave Amarillo, TX 79101 Hours Monday 8:30 a.m. - 5:30 p.m. Tuesday 8:30 a.m. - 5:30 p.m. Wednesday 8:30 a.m. - 5:30 p.m. Thursday 8:30 a.m. - 5:30 p.m. Friday 8:30 a.m. - 5:30 p.m. Saturday By appointment Business Services Bankruptcy Attorney, Bankruptcy Evaluation, Foreclosure, Lawsuit Debt, Medical Debt, Pay Day Loan Debt, Credit Card Debt, Reposession
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Compassionate. Experienced. Discreet.
At Swindell & Associates, P.C., we have provided affordable, skilled legal counsel to people considering bankruptcy since 1980. We are an AV® PreeminentTM Peer Review RatedSM firm by Martindale-Hubbell®. We can assist you in filing for—• Chapter 7 bankruptcy • Chapter 13 bankruptcy
Helping Texans get their finances back on solid ground
Job loss. Divorce. An unexpected medical expense. A battered economy. Identity theft. Any of these events can trigger financial challenges that lead to personal bankruptcy. Suddenly, you may find yourself staring at a stack of unpaid bills and wondering if there is a way to save your home and your future. There is.
Our goal is to help you regain your financial footing. We guide you through the bankruptcy process, answering any questions you may have along the way. Our attorneys have heard every possible scenario and are not shocked by the details of your case. We do not judge you based on your financial issues. Bankruptcy happens to good people, and an unfortunate financial situation does not define you—or your future.
Turn the page to a positive financial future
If you are in the Amarillo area and considering filing for Chapter 7 or Chapter 13 bankruptcy to resolve your financial situation, we can help. Call us or fill out our Free Case Evaluation Form and start preparing for a better tomorrow, today.
Selecting the right attorney to represent you is important. Here are some tips.
Receive a Free Consultation
Patrick Swindell, Attorney An AV® PreeminentTM Peer Review RatedSM attorney by Martindale-Hubbell®, Patrick Swindell focuses on bankruptcy law and civil litigation. He is a native of Amarillo.
Answer Any individual or business owing money to a creditor can file for bankruptcy.
Question I originally filed Chapter 7 bankruptcy, but I want to file for Chapter 13 instead. Am I permitted to change from one chapter of bankruptcy to another?
Answer Yes, typically you are permitted to convert a case one time to any other chapter for which you are eligible. While the change can be accomplished with a simple letter, complications can arise. Consult an experienced personal bankruptcy lawyer to help ensure a smooth transition and positive outcome to your bankruptcy case.
Question My spouse is filing for bankruptcy but I am not. How does this work?
Answer Your spouse can file for bankruptcy without you, however you could still be responsible for the debts. Discuss this option with a skilled personal bankruptcy attorney before making a decision.
Question I am divorced. Does this protect me from me from creditors if my former spouse files for bankruptcy?
Answer No. You can be held accountable for any debts you co-signed on with your former spouse while married—even if your divorce decree assigns the full debt to your ex. However, your divorce decree may detail any potential recourse you can take against your ex-spouse should he/she default on loan obligations.
Question I co-signed on a loan for my brother. Can I be held responsible for the debt if he declares bankruptcy?
Answer Yes. If the principal on a loan—in this case, your brother—declares bankruptcy, the lender can require you as co-signor to make payments on the loan.
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