AMARILLO, TEXAS -- Another good sign that the economy is on the mend.

A recent survey shows Americans are less concerned about the housing market.

The slowly improving U.S. Economy is already creating small, but measurable waves in the residential real estate market.

Experts say that's because Americans' concerns over issues like the housing market are finally starting to subside.

The reason? Interest rates are finally coming down.

"It's kind of that perfect storm. You've got homes for sale, you've got interest rates are very low, when most people finance. Which makes the cost of buying that home that much lower and you have kind of an optimism," said Greg Glenn, Prudential Realtor

But that's not the only reason. Amarillo has affordable housing.

Glenn says right now is the peak time to buy.

"In the winter time there is less people who change houses. So we're actually hitting stride at a wonderful time because April through September usually produces 70% of the sales," said Glenn.

Get this, when the housing market tanked, the rental market capitalized. It's because of that fact, it's actually cheaper to make a house payment then pay rent.

"What it did is create higher renters and then when you look at today's low interest rates, which are around 4%, you put that mortgage, you borrow the amount that takes to buy a home, your payments will be less for buying then it will be renting".

A perfect recipe that sets us up for a housing boom.

Glenn also mentioned that the average time it takes for a home to sale in Amarillo is three to four months.